Current Dividend Rates
As of Tuesday, January 06, 2009
Credit Union dividends are variable monthly and are paid monthly
from the available net income after payment of expenses, required
reserve transfers, and the provision for loan losses. For complete
details, request a Truth-In-Savings brochure from the Member Service
Department. Dividends are compounded daily and credited on the last
calendar day of the month. Deposits earn dividends from the date
of deposit to the date of withdrawal.
APY = Annual Percentage Yield
| Regular
and IRA Share |
Sub-Accounts
000-008 |
Nominal |
APY |
| Daily
balance below |
$500.00 |
0% |
0% |
| Daily
balance below |
$2,000.00 |
1.20% |
1.20% |
| Daily
balance below |
$5,000.00 |
1.40% |
1.41% |
| Daily
balance below |
$10,000.00 |
1.60% |
1.61% |
| Daily
balance above |
$10,000.00 |
2.00% |
2.02% |
| |
| Savings
Club |
Sub-Accounts
009-010 |
Nominal |
APY |
| Daily
balance below |
$25.00 |
0% |
0% |
| Daily
balance above |
$25.00 |
1.00% |
1.00% |
| |
| Hifi
Draft (Checking) |
Sub-Accounts
015-016 |
Nominal |
APY |
| Minimum
Balance* |
$100.00 |
| Daily
balance below |
$500.00 |
0% |
0% |
| Daily
balance below |
$2,000.00 |
1.00% |
1.00% |
| Daily
balance below |
$10,000.00 |
1.35% |
1.36% |
| Daily
balance below |
$25,000.00 |
1.55% |
1.56% |
| Daily
balance above |
$25,000.00 |
2.00% |
2.01% |
|
Dividends are compounded
daily and credited monthly.
There is no limit on the number of checks drawn against
an account each month.
* Accounts below the minimum balance are subject to a
$2.00 per month maintenance fee. |
| |
| Money
Market |
Sub-Accounts
091-092 |
Nominal |
APY |
| Minimum
Balance* |
$500.00 |
1.00% |
1.00% |
| Daily
balance below |
$1,000.00 |
1.00% |
1.00% |
| Daily
balance below |
$5,000.00 |
1.00% |
1.00% |
| Daily
balance below |
$25,000.00 |
2.50% |
2.53% |
| Daily
balance below |
$50,000.00 |
3.50% |
3.56% |
| Daily
balance above |
$50,000.00 |
3.85% |
3.92% |
|
* Accounts below the
minimum balance are subject
to a $10.00 per month maintenance fee.
Dividends are compounded daily and credited monthly.
There is a limit of 6 withdrawals drawn against the Money
Market account each month. |
| |
| SHARE
& IRA CERTIFICATE Accounts |
| TERM |
Nominal Rate |
APY |
Minimum Balance |
| 3 Months (1) |
2.75% |
2.79% |
$500.00 |
| 6 Months (1) |
3.00% |
3.04% |
$500.00 |
| 12 Months (1) |
3.15% |
3.20% |
$500.00 |
| 18 Months (1) |
3.15% |
3.20% |
$500.00 |
| 24 Months (1) |
3.25% |
3.30% |
$500.00 |
| 36 Months (1) |
3.25% |
3.30% |
$500.00 |
| 48 Months (1) |
3.50% |
3.56% |
$500.00 |
| 60 Months (1) |
3.75% |
3.82% |
$500.00 |
| JUMBO 1-4 Months (2) |
3.50% |
3.56% |
$50,000.00 |
| JUMBO 6-12 Months (2) |
3.75% |
3.82% |
$50,000.00 |
All certificate
dividends are compounded daily, and the dividends are credited
monthly. Rates are subject to change without notice. Early
withdrawals are permitted subject to a penalty which may
reduce the principal.
(1) 25,000 and over .10% basis points
(2) 100,000 and over .10% basis points |
View
Our Funds Availability Schedule |
