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Vehicle Loans

IBM Metro's everyday low rates, flexible terms are designed to make your next new or used car, van, truck, or SUV deal hassle-free and more affordable. Choose a variable or fixed rate loan to purchase your next new or used vehicle.

  • Borrow up to $50,000 or more!
  • Up to 100% New Or Used Vehicle financing
  • Up to a 6 year repayment term
  • Boat, RV, truck and motorcycle loans available
  • .50% interest reduction with Automatic Payment
  • Extended vehicle protection plans

Our experienced loan crew can quickly pre-approve your loan to establish your budget, plus give you that cash-in-hand negotiating power with the dealer or private seller. We can also help make your loan payments easier and automatic with Payroll Deduction – at no cost to you!

Let us help you get behind the wheel. You can check rates and apply online here at our website, or, call today for an application and our current low rates!


New Vehicle Loans

Take advantage of our low fixed and variable rates, flexible terms, and up to 100% financing (based on your credit rating) of the actual vehicle cost. You can use this loan to buy a new car, truck, van, sport utility vehicle, motorcycle, or RV.


Used Vehicle Loans

If a pre-owned vehicle is the car you have in mind, we can offer great loan values. You can finance up to 100% of the NADA Book value. Our fixed and variable rates are competitive and our terms are, too. With the money our rates and terms will save you, you can buy more car!


Boat & Personal Watercraft Loans

Call us before you buy that boat or watercraft. Our rates and terms will make your boat-buying decision easier and will save you money, too.


Recreational Vehicle Loans

Hit the open road with your new RV, after you make a trip to the credit union. Call for more information, then get out your map!


Motorcycle Loans

Harley, Yamaha, Triumph -- pick the one you want. Then call us for your loan. You'll be cruising Route 66 in no time. 


Never Miss A Payment

Make automatic loan payments with Payroll Deduction, Electronic Funds Transfer, or Automatic Transfer. If you don't already use this FREE service, sign-up today! And, remember, there's never a prepayment penalty on any IBM Metro loan.

 

Extended Vehicle Protection Plans

You can also take advantage of the extended vehicle protection plans available through the Members Choice. Their affordable mechanical breakdown cover age will protect your investment and give you peace of mind.