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Personal Loans


Signature Loan

This loan is one of the most popular member loans because it can be used to solve a variety of money problems. Use this great loan to consolidate your outstanding bills and lower your interest rate and monthly payments.

With our Signature/Personal Loan, you  can borrow up to $15,000 for up to 5 years at a great low rate. Take a vacation, buy a computer, fix the car, consolidate debts, you name it! This unsecured consumer loan option offers a low variable rate, based on your credit history.


Signature Line-Of-Credit

A Signature Line of Credit is a very convenient loan option for emergencies, overdraft protection, or other needs. 

Your signature and credit worthiness is all you need to borrow up to $15,000 with this variable rate, revolving line-of-credit. Your Line of Credit has a set amount that is available to you. You can then draw on this line as you need it. No re-applying or re-approval. It's ready when you need it for unexpected expenses or needs.


Pledged Regular Certificates/Shares

Your strong commitment to savings can provide you with the security you need for a loan or to establish or re-establish a good credit history. 

With the accumulated funds in your savings accounts, you can apply for a loan. Borrow up to 100% of the total balance in your Regular Share Savings account with a fixed or variable rate loan for up to 10 years. No need to take the money out; use it to secure the funds that you need while you continue to earn dividends.


Stock Secured Loans & Line-Of-Credit

Designed for members who prefer to secure their variable rate, revolving line-of-credit loans with personal stock. Borrow up to 75% of your stock's value. No need to sell your stock and incur possible tax consequences. Use it to secure the funds that you need while it continues to earn dividends.


MasterCard Credit Card

Our low interest MasterCard Credit Card gives you an affordable credit card advantage!

Use it for shopping, travel, emergencies, and more. Take advantage of the savings and convenience it offers when you need instant borrowing power!

  • LOW APR
  • NO Annual Fee
  • 25-Day Grace Period On Purchases
  • Cash Advances Available
  • And More!

Plus, transfer your high interest card balances to save more money instantly!


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