| Direct Deposit
Managing money is easier when your net paycheck, Social Security,
or pension check is automatically deposited into your Share
Draft Checking or Share Savings
Account.
What you need:
Direct Deposit Routing Numer: 221475605
Your five or six digit member account number and savings(000) or
checking (080) suffix: 123456000 or 123456080
With Direct Deposit:
- Your money is available immediately. No driving to the
credit union office to make your deposit. While you are eating
lunch, playing golf, or having fun with your children, your money
is deposited in your account and is ready and waiting to pay bills,
withdraw, or wait for your next need.
- Your money is safe. You don't have to carry your check
or large sums of cash around with you. It is deposited and ready
for you.
- You comply with government regulations. All federal payments
can be now issued by electronic funds transfer (EFT), also known
as Direct Deposit. If you will be receiving veteran's benefits,
Social Security, military pensions or salaries, or any other government
payment, you may need Direct Deposit. Check with the agency that
issues your check to see what requirements you need to meet. (There
are some special circumstances that do not require Direct Deposit.)
Direct Deposit provides the convenience and security and can help
you effectively manage your money.
Call us or visit us for more information
about Direct Deposit.
Payroll
Deduction
Make loan payments automatically, make deposits to your savings
accounts, build your IRA.
All with Payroll Deduction.
Whether it's your auto loan, Home Equity Loan, Personal Loan, or
any other credit union loan, paying is easy. Simply designate the
amounts of monthly payments that you want deducted from your directly
deposited paycheck, and your payments are made. No late charges.
No running to the mail box. No hassle.
Guarantee "no excuses" savings, too.
Deposits can be made to savings accounts and club accounts automatically
with this service. Your funds may be deposited to one account or
portions allocated to several accounts. Some members establish accounts
for their children and allocate some portion of their payroll deduction
to those accounts. You may have your net pay or any part of
it deposited with the credit union.
And your IRA financial planning is easier with the automatic Payroll
Deduction option at IBM Metro FCU.
For a really convenient money management team, combine Payroll
Deduction with Direct Deposit and Share Draft/Checking.
For more information on this convenient, FREE service from
your credit union, call us or visit us.
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